Retirement Architects LLC
Retirement planning used to start with a financial advisor. Today, many people go straight to a search bar or their favorite AI tool, often to fact-check the advice they've been given. The problem? Those tools don't know you or your situation. So we flipped that.
You start with myra, an AI that knows you and sees your whole financial picture, to build a retirement plan designed around your life: income, investments, annuities, taxes, Social Security timing etc. Then, a Retirement Architects advisor reviews your myra plan with you, handles the implementation and keeps watch as life changes.
No opinions. No bias. Just clear planning, powered by technology with a human touch.
We kept seeing the same thing: retirement savers doing all the right things, but left without a clear picture of where they stand. Relentless messaging from a competitive financial services industry creates confusion instead of calm. The client discovery model is broken, with opinions masquerading as advice and selling overshadowing service. Savers are left with no way to get real-time answers, frustrated about fees and contemplating a DIY approach to retirement.
So we paired two things that rarely go together. myra gives you unbiased, always-on technology that sees your whole financial picture, answers questions in real time, and flags what needs attention, with no products to push. Our advisors do what technology can't: turn those insights into decisions, carry out the plan, and keep watch as life changes. Technology keeps you informed. People keep you on course.
We built a practice like no other - powered by myra
How we compare
Meet the humans:
Darren has spent 15+ years helping clients plan for retirement, and he kept seeing the same problem: financial planning was too complicated, too slow, and too impersonal at scale. So he set out to fix it. He created myra to give his clients clarity, answers, and a plan they can see and understand anytime, not just when they're meeting with their advisor.
Meet myra.
Myra guides and tracks everything
Link bank, brokerage, retirement, real estate accounts using myra's native Plaid integration. Input Social Security, pension income, retirement income target, tax filing status and your 12-topic dashboard comes to life. You and myra design your retirement plan for the humans to review.
Our team reviews and implements
The humans review and implement your income plan and investment strategy around your timeline, income needs, taxes, and risk tolerance — then monitor everything through your myra dashboard. All conversations and plan updates are saved and archived.
You have clarity every day
Ask myra anything, anytime. She knows your accounts, goals, and retirement plan. If myra hears concern or an action item in your chat, myra escalates your message to our advisor dashboard immediately and we take action- no need to type an email or pick up the phone!
WHAT OUR CLIENTS SEE
For people who are serious about retirement.
Our clients are typically in their 50s and 60s — people who have saved well, have accounts in several places, and are ready for a plan they can actually see.
Late career, considering retirement or recently retired and navigating income for the first time.
Multiple accounts to consolidate — 401(k)s from past employers, IRAs, taxable accounts, maybe a pension.
Ready for an action plan — a timeline for starting portfolio income, Social Security benefit election, Medicare elections, and more.
Want transparency — clear portfolio costs, one place to see everything, an advisor you can reach, and answers in between.
Let's spend 20 minutes together.
A Discovery Call is a conversation, not a pitch. We'll ask about your situation, share how we work, and tell you honestly whether we're the right fit.
